Hi Sammy,
congratulations o your pregnancy.
have to say, I agree with Charlotte - try asking your employer about discounted rates. another option is look around all of the local nurseries - my local one is excellent, but is run and managed by a committee, comprised of all of the parents. the charges were, to me, surprisingly low - if I wanted Abi there all day, it's less than £30, though I appreciate that childcare isn't the highest paid profession in the world, & this is a lot of money.
I also agree with Charlotte re : taking baby to work as a private nanny - have to say, if I was shelling out huge amounts for a private nanny, then bringing her child to work would not be allowed.
have you thought about setting up as a child minder?? you obviously have the qualifications, and there are start up grants, depending on the area in which you live - your local authority should be able to tell you more about these. this way, you'd be earning & have baby at home with you - perhaps that could be a solution. Perhaps contact your local authority or look on the CSCI website in England, or CSSIW website in wales to get an idea of how many child minders there are in your area to help you decide if it's a worthwhile venture - may not be worth it in an area with lots of childminders / nurseries. also, perhaps decide on a unique marketing factor ie early morning and late evening care for those working long hours, commuting, shift workers - god knows it's hard being a shift worker to get good quality childcare to fit in with your job.
good luck with the pregnancy
Amanda & Abi xx